Watch the Fox 35 Video here.
Andrea Tlumacki was one of the people not afraid to take the plunge... and she has been rewarded for it! With the deadline of the $8000 First Time Home Buyer Tax Credit approaching - it is urgent to develop a plan of execution. Most people are focused on the restriction of closing before the expiration of Nov. 30th. Fair enough... but many are not building a time line in order to establish milestones that one needs to meet if they desire to witness the delivery of an $8000 Treasury check. This is done by finding the advice of both a rock-solid Realtor and a Certified Mortgage Planning Specialist.
Andrea Tlumacki did. Expert real estate advice - proved priceless. Not only was she able to nail down a low mortgage rate of 4.500%, but received unparalleled direction by utilizing "top-agent" experience to get a purchase price that would make an investor envious.In her interview with Andrea, Tracy Jacim states, "time is running out," and the time to delay is over. Many of us are familiar with Student Syndrome - but the need to:
- get approved for a mortgage,
- identify a dream home, and
- go-under-contract
...has a time line of about a week. Sure, things can be closed a somewhat faster in the proper circumstances, but as volume elevates in the weeks ahead for lenders, the length of time it takes to actually close will be increase. In other words... it is important to engage in the Orlando Real Estate process quickly if you hope to benefit from the First-time Home Buyer Tax Credit before it expires.
Chris is Florida's #1 FHA Mortgage Broker and a syndicated mortgage blogger. He is regular contributor to the three leading industry blog-fronts including The Mortgage Chili Blog, My FHA Mortgage Blog, Top of Mind Networks, and proudly the newest contributor to Lenderama. Chris can be found at Orlando FHA Loans, Chris[at]OrlandoMortgagePro[dot]com, or by calling 407.377.0500 x 210
A True FHA Story - Cashing an $8017.55 First Time Home Buyer IRS Check
1 comment • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • October 08 2009 08:27PMA True FHA Story - Cashing an $8017.55 First Time Home Buyer IRS Check
Watch the Fox 35 Video here.
Andrea Tlumacki was one of the people not afraid to take the plunge... and she has been rewarded for it! With the deadline of the $8000 First Time Home Buyer Tax Credit approaching - it is urgent to develop a plan of execution. Most people are focused on the restriction of closing before the expiration of Nov. 30th. Fair enough... but many are not building a time line in order to establish milestones that one needs to meet if they desire to witness the delivery of an $8000 Treasury check. This is done by finding the advice of both a rock-solid Realtor and a Certified Mortgage Planning Specialist.
Andrea Tlumacki did. Expert real estate advice - proved priceless. Not only was she able to nail down a low mortgage rate of 4.500%, but received unparalleled direction by utilizing "top-agent" experience to get a purchase price that would make an investor envious.
- get approved for a mortgage,
- identify a dream home, and
- go-under-contract
...has a time line of about a week. Sure, things can be closed a somewhat faster in the proper circumstances, but as volume elevates in the weeks ahead for lenders, the length of time it takes to actually close will be increase. In other words... it is important to engage in the Orlando Real Estate process quickly if you hope to benefit from the First-time Home Buyer Tax Credit before it expires.
Chris is Florida's #1 FHA Mortgage Broker and a syndicated mortgage blogger. He is regular contributor to the three leading industry blog-fronts including The Mortgage Chili Blog, My FHA Mortgage Blog, Top of Mind Networks, and proudly the newest contributor to Lenderama. Chris can be found at Orlando FHA Loans, Chris[at]OrlandoMortgagePro[dot]com, or by calling 407.377.0500 x 210
0 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • October 08 2009 08:24PMInsider Secrets To Sell Your Home - #1: A Picture Is Worth A Thousand Words
Selling your home in this market can be a challenge, but it is possible and can be profitable if you know The Secrets That Sell.
Capturing buyers interest is just one of the reasons that you should hire a REALTOR, they have the knowledge and experience to know what works and what doesn't.
Quality PHOTOGRAPHY is a vital component of selling your Lake Mary home, or any selling any home for that matter.
Did you know that over 85% of home buyers start their home search online? No longer are buyers driving around neighborhoods hunting for the elusive "For Sale" signs. They are on their computers, deciding what properties they want to see from the comfort of their own homes.
How do you get them to your door? Click here to read the rest of the article why A Picture is Worth A Thousand Words.
Debbie Summers, Lake Mary REALTOR, ALHS, e-PRO
407-758-1020 or Debbie@MoveToLakeMary.com
Search for Homes For Sale in Orlando, Florida
13 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • August 20 2009 07:29AMAlmost Wordless Wednesday - Life's A Beach!
While sitting outside the condo in Boca Grande, FL over the Memorial Day weekend, I found the greatest shells and a sea urchin for my collection. This photo, now my desktop background, makes me relaxed and happy. It's sooooo hot out, I wish I was there now.
14 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • June 24 2009 09:02AMLake Mary, FL Home For Sale/Chase Grove - Price Reduced $220,000
Debbie Summers, Lake Mary REALTOR, ALHS, e-PRO
407-758-1020 or Debbie@MoveToLakeMary.com
Search for Homes For Sale in Lake Mary & Seminole County, Florida
4 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • March 16 2009 04:20PMWhy I Love Living In The Orlando Area: #4 Golf
The Orlando Area is home to some of Golf's greatest players and courses, if you live here long enough you'll end up playing yourself, I did. I was introduced to the game by one of my favorite customers, Dean Stromwall. He was kind enough to spend some time with me on the range and I was hooked, and my drives were too.
The highlight of the Golf Season in Orlando has to be the Arnold Palmer Invitational held at Bayhill Club & Lodge. Last years Invitational had one of the most spectacular finishes in all of Golf, Tiger Woods sinking his final put for the win. I think that there were even a few non-Golfers out there that found this to be one of the most memorable moments in sports.
If you love Golf, you'll love it here. From the Public to Private Orlando Area Courses there is a home for every level of player.
If you are thinking about making the move to the Orlando Area and you Love Golf, please contact me by phone/text or email to discuss the right course for you.
Why I Love Living In the Orlando Area:
Debbie Summers, Lake Mary REALTOR, ALHS, e-PRO
407-758-1020 or Debbie@MoveToLakeMary.com
13 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • February 28 2009 04:29PMWhy I Love Living in the Orlando Area: #3 The Beaches
Yes, you're right, Orlando is not on the coastline - I noticed. But, in less than an hour you can be on my favorite 
Florida beaches in your chair soaking up the sun and listening to the waves crashing on the shore. The best of both worlds, yes... you just might be onto something.
My Top Five Florida Beaches
- New Smyrna Beach
- Panama City Beach
- St. Augustine Beach
- Boca Grande/Sanibel Island
- Islamorada/The Florida Keys
The sand and the surf are two of the reasons that I moved to Florida over 20 years ago.
Why I Love Living in the Orlando Area:
Debbie Summers, Lake Mary REALTOR, ALHS, e-PRO
Call or text me @ 407-758-1020 or Debbie@MoveToLakeMary.com
12 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • February 21 2009 04:58PMCustom Home in Longwood, FL - No one will be fighting over the bathroom here!
Stunning Executive Home in Terra Oaks, Longwood
235 Lakay Place, Longwood, FL 32779 View Map
Simply stunning custom waterfront home in The Gated Enclave of Terra Oaks in Longwood. Built for today's active lifestyle, this home is in the highly desirable Lake Brantley School District, just minutes from SR 434, I-4, shopping and restaurants.
The home includes over 5,500 square feet of luxury living, 5 bedrooms, 5.5 bathrooms, first floor screened porch and second floor private balcony with access through the master suite. The breathtaking two story entryway with sweeping staircase is just one of the architectural features that make this home unique.
The first floor includes the formal living room with double sided fireplace, private office, large custom kitchen with a separate stainless steel refrigerator and freezer, granite counter tops, large breakfast area and family room with custom woodwork and moldings. The favorite first floor feature is the bonus/game room that could also accommodate a home theater. The half bathroom, exterior pool bathroom and over-sized 1,000 square foot 3+ car garage round out the first floor.
The second floor reveals the bedrooms that are suites with bathrooms and ample closet space. The master suite is a luxury haven, the bedroom features French doors to a private balcony overlooking the tranquil pond and fountain, his and her master closets with built in cabinetry and a tranquil bathroom fit for a queen.
Details
Property Amenities
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- Range/Oven
- Sink Disposal
- Full Refrigerator
- Microwave
- Dishwasher
- Fireplace
- Kitchen Island
- Hardwood floors
- Balcony
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- Patio
- Grass Lawn
- Yard
- Central A/C
- Central Heat
- Walk-in closet
- Tile floor
- Family room
-
- Living room
- Bonus/rec room
- Office/den
- Dining Room
- Breakfast nook
- Granite Countertops
- Stainless steel appliances
- Laundry area - inside
Community Amenities
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- Gated property
7 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • February 18 2009 01:35PMIs Lake Mary High School's Pool Funding Going Down The Drain?
Many Lake Mary and Seminole County residents have taken sides on the proposed Olympic-sized pool at Lake Mary High School. I saw the pool as an improvement to the School and the community. I spend a lot of time with people who are considering Lake Mary as their home and the addition of a pool to the area is perceived as a positive one.
I know that school budget cuts and funding are of concern to everyone and that the pool can also be seen as a luxury item that isn't necessary... The City of Lake Mary is in a very difficult place and I hope that residents attend the Council Meeting to have their voices heard.
Please click here to read the rest of the story.
Orlando & Lake Mary, Florida Real Estate
Debbie Summers, Lake Mary REALTOR, Blogger, ALHS, ePRO
407-758-1020 or Debbie@MoveToLakeMary.com
8 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • February 11 2009 08:48AMForbes Says Orlando is the 4th Most Popular City To Live In!
Are you one of the 34% of Americans that would like to live in Orlando? I was... I made the move over 23 years ago to Orlando from the Seattle Area (ranked #3) and I've never looked back. Is it the palm trees, mild climate or Mickey Mouse that appeal to Americans? Forbes says that it's a combination of all three.
Orlando was also ranked No. 9 in Forbes.com's Best Cities For Singles. Orlando's job growth and affordability were just two of the factors in their decision, the nightlife, culture and coolness also pushed Orlando into the top 10.
I have to agree that Orlando is a great place for singles since I met my husband at Chillers in Downtown Orlando almost 18 years ago, Orlando worked it's Magic on me...
Is the Orlando Area the right choice for you, click here to see homes in Orlando, FL?
Debbie Summers, Lake Mary REALTOR, Blogger, ALHS, ePRO
407-758-1020 or Debbie@MoveToLakeMary.com
11 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • February 05 2009 08:04PMFacing Foreclosure in Lake Mary,FL... Don't Wait, Please Ask for Help!
This isn't an easy post to write, I've been putting it off for a while. Foreclosure isn't just a legal action there is a much bigger issue at work here. The emotional impact that a foreclosure has on a family can be devastating, I've witnessed it first hand.
If you want to avoid foreclosure, please ask for help. The entire foreclosure process can take 6 months from the first missed payment and there is no time to waste.
Debbie Summers, Lake Mary REALTOR, Blogger, ALHS, ePRO
407-758-1020 or Debbie@MoveToLakeMary.com
5 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • February 01 2009 04:34PMSelling A Home In Seminole County - Pricing Is The Key!
Listed for $400,000 / Sold $385,000... Custom built home on private Lost Lake in Casselberry. This one of a kind home sold in 50 days... less than half the time of the average home sale in the Orlando Area (according to the Orlando Regional REALTORS Association). Selling for more than 96% of the list price - It's easy to see the Pricing Your Property Correctly is one the keys to a successful sale.
If you are interested in learning more about selling your home in this market... Please visit Move to Lake Mary dot Com- or give me a call @ 407-758-1020.
Debbie Summers, Lake Mary REALTOR, ALHS, e-PRO
407-758-1020 or Debbie@MoveToLakeMary.com
Search for Homes For Sale in the Lake Mary Corridor
5 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • January 31 2009 09:45PMLake Mary Home For Sale - Chase Groves $235,000
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Central A/C
Orlando & Lake Mary, Florida Real Estate
Debbie Summers, Lake Mary REALTOR, Blogger, ALHS, ePRO
407-758-1020 or Debbie@MoveToLakeMary.com
0 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • January 28 2009 05:00PMLake Mary Florida - Just Sold Weekly Real Estate Update: 1/24/09
Welcome back to the Lake Mary, Florida Real Estate Update...
Lake Mary Real Estate Snapshot
Homes For Sale in Lake Mary: 563
Lake Mary Homes under contract: 70
Homes Listed this week in Lake Mary: 21
This past week there were 4 home sales in Lake Mary, FL. Two of the homes were listed under 45 days. Why do some homes sell and others linger on the market? Please click here to read the rest of the Lake Mary, Florida Weekly Real Estate Update.
Debbie Summers, Lake Mary REALTOR, Blogger, ALHS, ePRO
407-758-1020 or Debbie@MoveToLakeMary.com
0 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • January 28 2009 04:53PMWhy I Love Living In The Orlando Area: #2 - Kennedy Space Center
I know, everyone thought I was going to the beach or Disney next... but, I had to make a quick stop at Kennedy Space Center.
Goose Bumps... That's what you get when you watch the Space Shuttle launch at Kennedy Space Center. I've been inside the VAB (Vehicle Assembly Building) and been up close to the Shuttle and it's simply amazing. A real life Space Ship encounter right here in Central Florida.
There is always a feeling of excitement on launch day as you can see the glow of the engine thrusters all the way to Orlando. I'll never forget the the day I was with a young couple looking at homes in Avalon Park and we were looking at the pool in the backyard when a few of the neighbors ran out of their homes to watch the shuttle launch. It never gets old...
Thinking about making a move to the Orlando Area? Please contact me with your questions, I'm always here to help.
Why I Love Living In the Orlando Area: #1 - The Weather
Debbie Summers, Lake Mary REALTOR, ALHS, e-PRO
407-758-1020 or Debbie@MoveToLakeMary.com
6 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • January 13 2009 10:09PMWhy I Love Living In The Orlando Area: #1 - The Weather
Welcome to my new series of posts about "Why I Love Living in Orlando Area"- I moved to Florida in 1986 from Whidbey Island, WA and have never looked back. What keeps me here? Subscribe to my blog to find out... You might even start thinking that you want to move to Florida too.
I know it's just not fair to write about the weather at the beginning of January when much of the country is wearing jackets and thermal underwear, but there is something to be said for Florida in the wintertime, it's amazing. Low Humidity, sunshine and 70 degree temperatures make me happy. Winter really is a great time to get out and enjoy the great outdoors. From fishing to hiking there are so many options for those of us living the Florida lifestyle.
If you are tired of the cold winters up north, relocating to Florida is easy. I'm here to help with any questions you may have about your Florida move.
Florida Residents... Why do you love living in Florida? I would love to know...
Debbie Summers, Lake Mary REALTOR, ALHS, e-PRO
407-758-1020 or Debbie@MoveToLakeMary.com
Search for Homes For Sale in Central Florida
11 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • January 11 2009 12:08PMOPT OUT... Stop The Madness of Unsolicited Telephone Book Deliveries
I received an email a few minutes ago from a friend of mine with the title "Yellow Pages Goes Green", I clicked to find the website "Yellow Pages Goes Green" that you can register your address on to OPT OUT of receiving printed phone books. I was excited to say the least, I use Google or other online sources to find business and people. I haven't used a phone books in years.
In November I was actually home when the books were being delivered and ask the delivery man to keep ours, he seemed stunned and hesitantly took it back. He even told me that if anyone asks, he tried to deliver it. Did I save a tree? I hope so!
If you are interested in OPTING OUT from receipt of Telephone Books please click the Yellow Pages Goes Green link here.
Debbie Summers, Lake Mary REALTOR, ALHS, e-PRO
407-758-1020 or Debbie@MoveToLakeMary.com
Search for Homes For Sale in Lake Mary & Seminole County, Florida
18 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • January 08 2009 11:28AMLake Mary Home Sales - Weekly Update: 1/3/08
Lake Mary, Florida home sales finished the year off STRONG. 14 sales last week makes this one of the best weeks of the year! Lake Mary home buyers are taking advantage of low interest rates and some of the most affordable prices in the past 5 years. If you've been thinking about buying a home in Lake Mary contact today.
For details about the Lake Mary Homes that sold this week, please click here.
Debbie Summers, Lake Mary REALTOR, ALHS, e-PRO
407-758-1020 or Debbie@MoveToLakeMary.com
0 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • January 08 2009 10:51AMSeminole County Florida Real Estate Update: December 2008
It's over... 2008 is complete and much has changed in the past 12 months. We have a whole new vocabulary that includes words like short-sale, credit-swaps and bailout. We watched interest rates climb up to 7% and plummet over 2 points down to below 5%, real estate roller coaster is a accurate description to the past 12 months.
It's 2009 and we begin the year with some positive news, the Inventory of homes for sale in Seminole County, Florida is at a 12 month low. Less inventory takes us in the right direction towards market equilibrium.
The Summers Team your Lake Mary, Florida Real Estate Resource
Debbie Summers, Lake Mary REALTOR, Blogger, ALHS, ePRO
407-758-1020 or Debbie@MoveToLakeMary.com
0 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • January 05 2009 07:05PMI Promise, I Won't Call You... Not until you ask me to.
I Promise, I Won't Call You... I hadn't said, well actually typed that to anyone before. His email to me was clear, "I've signed up on your website to search for Lake Mary homes and I'm giving you my phone number, but you must promise not to call me." Okay, I wrote back, I Promise.
I've kept my promise for over three months, we exchange emails on almost a weekly basis... He often has questions about a home or wants to know the taxes, but he doesn't want me to "sell" him. I never push or sell, I provide information, advice, opinions and guidance but I've never used a sales "technique" on someone to pursuade them to purchase a home.
Instead of taking on the role of "sales person", I prefer to think of myself as a guide... Informing buyers and sellers about the process and facilitating their purchase or sale, that's truly what I do. Because, as we all know... when you walk into the house and it's the one that you want, you're already sold. How do I know, because that's how I bought my home. I knew it from the moment I opened the door.
Move To Lake Mary.com with The Summers Team
Lake Mary Florida Real Estate
Debbie Summers, Lake Mary REALTOR, Blogger, ALHS, ePRO
407-758-1020 or Debbie@MoveToLakeMary.com
Search for Homes For Sale in Lake Mary & Seminole County, Florida
19 comments • Debbie Summers - MoveToLakeMary.com or 407-758-1020 • January 03 2009 03:01PMContent © 2009 'Frequent Contributors'. Design © 2009 ActiveRain Corp.
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